Attention homeowners: Real estate appraisal services for in Santa Rosa Beach and Walton County

See the top reasons FL homeowners need Gulf Coast Appraisers:

  1. Find the right listing price (whether they're selling the home themselves or using a real estate agent)
  2. Challenge property tax assessments
  3. Remove PMI to lower a mortgage payments
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a FL divorce, when real estate needs to be divided
  7. To settle an estate in FL by determining the true market value of property in question

Do you own a house in or near Santa Rosa Beach? Do you need help deciding the price of your real estate?
Contact Gulf Coast Appraisers.

At Gulf Coast Appraisers, we understand the special needs of a customer looking for appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, attorneys, and accountants. Being a homeowner that most likely doesn't see an appraisal every day,we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Gulf Coast Appraisers will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It gives you something tangible to show your buyer. It's an independent third party's opinion of your house's value, and not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value assessment than yours.

PMI Removal Appraisals

A popular way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Gulf Coast Appraisers is qualified in helping customers just like you do away with unwanted and unneeded PMI insurance.

Challenging property tax assessments

Lets say your home is not appreciating as much as other properties close to yours -- your local tax assessor may have your home overvalued. This means you're paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from Gulf Coast Appraisers is your strongest weapon when contesting your property tax assessment.

HELOC recently frozen?

Your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. This can this be annoying from a cash flow viewpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. Gulf Coast Appraisers can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you'd prefer to have a seasoned professional double-check it for preciseness or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Gulf Coast Appraisers can help you with that. While usually requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your property.